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Unlimited access with Credit Manager

Credit Manager gives you unlimited access to your Experian credit report and credit score, e-mail notification of report changes, plus interactive tools to help you make good credit decisions.

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If you don't need unlimited access your your credit information, purchase a one-time, online copy of your Experian Credit Report and Credit Score for just $14.95. Make sure your information is accurate and fix any errors before applying for your next loan.

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Credit and major life events

Big changes in your life can often mean the same for your credit situation. A change in your marital status will likely alter your credit profile, and so will opening a small business. New college students have important credit issues to consider, and new immigrants to the United States need to learn how credit works.

Marriage or divorce »

Death of a spouse »

Opening a small business »

New college student »

New to the U.S. »


The shared debt of home loans and joint credit accounts impact credit histories of both spouses.
The loss of a spouse often has a significant impact on such financial areas as estate planning, insurance and credit. Find out how to protect your financial health during this very stressful time.
Find out how your personal credit affects your ability to obtain a business loan, and how to leverage personal credit wisely to cover business costs.
Many people get their first credit card in college. Learn how to establish good credit habits that will benefit you throughout life.
If you recently emigrated to the U.S., learn how to get credit and begin building a solid credit history.