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Divorce and your home mortgage



When it comes to divvying up your joint net worth in a divorce, the home is typically the most valuable asset. While your divorce papers will determine who may live in the home after a divorce and who has ownership of it, they do not change the original contractual responsibility to pay the mortgage.

This is something you must take care of in order to protect your credit. You might consider refinancing the mortgage, so just one of you bears responsibility for payment. If this doesn't work, consider selling your home and dividing the proceeds. Always consult your tax advisor before selling a home during a divorce so that you are fully aware of the tax consequences. View other articles on divorce.

This article is provided for general guidance and information. It is not intended as, nor should it be construed to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions.

 

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