Experian Credit Report | Credit Score
Get a Credit report, Credit score, Credit monitoring, plus our credit management to help you manage your credit records.

Credit Links

Site Map

Credit Score Simulator - Online Credit Report
Check your Experian credit report and credit score before applying for a loan or credit card; see if you qualify for a Credit report.

Esperion Credit Report!
Get your online Esperion credit report and Esperion credit score with no obligation.

Creditmanager

Experian Credit Reports
Experian credit report and Experian credit score, plus complete credit and debt analysis, monitoring of your credit report for identity theft, and more...

Online Credit Report
Check your Experian credit report and credit score before applying for a loan or credit card; see if you qualify for a Credit report.

Sample Credit Report

Credit Advice
Stay informed of credit and financial related news that can save you money and protect your personal information. Learn how to improve your credit score.

Score Factors and Advice

Experian Credit Manager
Unlimited access to your credit report and score from Experian - complete credit and debt analysis, instant access to your credit score, monitor your credit report for identity theft, and more...

Improving your credit
Stay informed of credit and financial related news that can save you money and protect your personal information. Check out CreditExpert's education and advice.

Bankruptcy and how it affects credit
Learn about what bankruptcy is and how it affects your credit. Also find out how long bankruptcy stays on your credit and how bankruptcy affects your spouse.

Credit basics
Stay informed of credit and financial related news that can save you money and protect your personal information. Check out CreditExpert's education and advice.

Credit Scoring
Provides a detailed description of what credit score a is, the different types of scores, and why they are used.

Esperien Credit Reports
Learn what a credit report is and how a credit report is compiled. Also find out how you can get a Esperien credit report online.

Major Purchases
Stay informed of credit and financial related news that can save you money and protect your personal information. Check out CreditExpert's education and advice.

Car Purchase
Provides a list of issues to consider before financing a car— whether leasing or buying.

Fixed Mortgage
Describes what a fixed mortgage is and what any mortgage transaction will require before the loan is completed.

Financing College
Stresses the importance of planning for a childís education ahead of time and lists key points to consider before choosing a college.

Life events
Stay informed of credit and financial related news that can save you money and protect your personal information. Check out CreditExpert's education and advice.

Article Library

Frequently asked questions

Glossary A-B

Recovering from Identity Theft
What to do if you are a victim of identity theft.

How to improve your credit score
Learn how to improve your credit rating by following a few tips. These credit tips may help you raise your credit score.

Possible Land Mines
Learn to avoid credit pitfalls that can negatively affect your credit worthiness.

CreditExpert - Credit Expert - Credit Manager

Collections Process
Understand the functions of a collection agency.

Credit and Financial Planning
Understand your goals and the sacrifices that you are willing to endure.

Debt Consolidation
Need to get a handle on heavy debt? Perhaps debt consolidation or a home equity loan is for you.

Cash Advances
Read about the "real" cost of getting a cash advance and the difference between using your credit and debit card at the ATM.

Credit Bureaus - Esperian, Equafax and Transunian - Credit Reports
Get a copy of your Experian Credit Report and Experian Credit Score with a 30-day trial to Credit Manager. Also, compare your Experian credit rating to consumers nationwide, and use tools to help improve your credit score.

Loan Interest Rates
Provides basic information on frequently used lending terms and what type of questions to ask your lender before signing up for a loan.

Pre-approved Credit Offers
Find out what a pre-approved offer is and why you may receive them.

The Fine Print
Read a list of terms often associated with loans or credit cards and why itís important to understand what they mean before applying for credit.

Types of Debt
Provides an overview of different types of consumer debt and gives links to other in-depth articles.

Use of Credit
Learn how to use your credit wisely and how it affects your credit standing.

Wedding Expenses
Describes the importance of making a budget for your wedding and deciding who will be responsible for expenses.

Adjustable Mortgage
Describes what an adjustable mortgage is and gives examples of different ways mortgages may be structured.

Budgeting
Describes the benefits of budgeting your finances and purchases.

Divorce and Debt
Whether or not you are married, you are liable for payment on joint accounts.

Death of a Spouse and Credit
Understanding your credit card account liability when a loved one dies.

Financing your Business
The success of a new small business largely depends on the creditworthiness of its owner. Here are a few options that you may want to consider.

Students and Credit
Have you been flooded with credit card applications now that you are a young adult? Be smart and read the application thoroughly.

New to America
If you're planning to live permanently in America, you're eventually going to need credit, probably sooner rather than later.

Credit after divorce
Provides valuable information and tips on how to manage your joint accounts after divorce and the importance of working directly with your creditors.

Credit and Marriage
Describes the importance of sharing your financial information with your spouse and how to plan for your future together.

Credit and Small Business
Read about several methods of using personal credit to finance your small business and the risks associated with it.

Credit during divorce
Provides steps to take to protect your credit while going through a divorce.

Divorce and Your Home Mortgage
While your divorce papers will determine who may live in the home after a divorce and who has ownership of it, they do not change the original contractual responsibility to pay the mortgage.

Students and Credit Use
Don't become indebted to your credit card, especially if itís your first. Build your credit the right way.

Student Loans
Provides a description of different types of student loans and the organizations that offer them.

Preventing Identity Theft
Four steps toward preventing identity theft. Do not imprint your credit card number or driver's license on your checks, monitor your credit report and shred any mailed pre-approved offers that you do not accept.

Identity Theft Statistics
Read about the most common types of identity theft, how to protect yourself from becoming a victim, and who to call should it happen to you.

Equifax Contact Information
Get a copy of your fico score (fica score) developed by Fair Isaac and company.

Experian Contact Information
Get a copy of your fico score (fica score) developed by Fair Isaac and company.

Transunion Contact Information
Get a copy of your fico score (fica score) developed by Fair Isaac and company.

Fico Score - Fair Isaac Credit Organization
Get a copy of your fico score (fica score) developed by Fair Isaac and company.